Bed and breakfast insurance quotes
Looking for a B&B insurance quote? We’ll do you one better: we can compare dozens of policies for your bed and breakfast over the phone in just 15 minutes. That means you won’t have to fill in hundreds of forms; all you need to do is give us a call and we can secure you quality B&B insurance at a price that suits you.
Get a Bed and Breakfast House Insurance Quote
Do I need B&B insurance?
Yes, for most B&Bs and for people renting out their homes, standard home insurance won’t cover you against all of the risks that you face – and getting the right insurance can save you a lot of money if anything does go wrong.
When your business relies on your property to run, any issues with the premises can cause your operation to grind to a swift halt. Bed and breakfast insurance helps reduce the risk, ensuring you can get back up and running as quickly as possible.
Get a Bed and Breakfast House Insurance Quote
How much does bed and breakfast insurance cost?
The cost of your B&B insurance depends on a number of factors, including the value of your property, location, claims history and any no claims bonus you’ve built up. As a result, it can be difficult to provide you with an estimate of how much your cover will be.
The best way to find out how much your cover will be is to contact us directly for a no-obligation quote. We’ve built relationships with many niche home business insurers over the last [[ FLUX_EXPERIENCE ]], so are often able to find affordable quotes where other providers cannot.
Why choose Adrian Flux for B&B insurance?
As the UK’s largest specialist insurance broker, we offer a wide range of B&B business insurance policies for your property. Each policy is individual to your business:
- Can help financially protect you against any damage caused by guests
- Protects against emergencies and accidents that arise
- Home emergency cover available
- Legal protection cover included as standard
- Keycare cover available
- Discounts for alarms and security locks
- Discount when you take out a combined buildings and contents policy
- Insurance for short-term and Airbnb rentals
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
How can I reduce the cost of my B&B insurance?
There are several ways you can reduce the cost of your insurance:
- Increase your insurance excess: if you’re able to, consider increasing your insurance excess as this tends to reduce your overall premium.
- Pay annually: paying upfront for your policy generally works out as more cost-effective than paying monthly.
- Improve your security: adding CCTV, secure locks and alarms can help prevent break-ins and back up any claims you make.
Call our knowledgeable team for B&B insurance
Because B&Bs are, by their nature, a non-standard insurance risk, all of our policies are designed especially for your individual situation. Our staff work with you to understand your needs so you get cover suited to your needs. Every insurance quote receives the attention of a specialist, and each risk is individually calculated by our expert team.
FAQs
Can I run a B&B with standard home insurance?
Most standard home insurance policies won’t cover you against all the risks that you face when you’re running a B&B or renting a spare room on Airbnb. This includes things like accidental fire or flood damage, as well as the loss of your income source should anything happen. As a result, getting the right bed and breakfast insurance can save you a lot of money in the long run.
B&B home and contents cover from Adrian Flux will make sure that your home is adequately covered in the event of accidents and emergencies, and provide property owners’ liability.
Get a Bed and Breakfast House Insurance Quote
Extra Benefits
Travel Insurance
Flexible Travel Insurance
Whether you’re lounging on the beach or hitting the slopes, having the right travel insurance can mean the difference between the holiday of a lifetime and a financial headache.
Providing up to £5,000 if your trip is cancelled or cut short, up to £15million medical expenses, £250 money and document cover, £2,000 baggage cover, and £2million personal liability insurance, you’ll be fully covered, no matter what happens.
Click find out more to get more information, or speak to a member of our team today to get your quote.
Gadget Insurance
Gadget Insurance
Is there anything more annoying than your mobile phone breaking, or your laptop deciding not to turn on?
Gadgets have virtually become an extra limb in the 21st century, so why wouldn’t you protect your mobile phone, laptop, games console or tablet in the same way you would protect your home or car?
For as little as 49.99 per year, you can have peace of mind that your gadgets are insured, should they be damaged, suffer a mechanical failure or stolen, wherever you are in the world and are covered up to £1,500 per claim without affecting your home insurance no claims bonus. Whatsmore there are no limits on the amount of gadgets on your policy.
Adrian Flux specialists have access to a national network of companies so you can be confident of getting a fast and efficient service, should the worst happen to your gadgets.
Home Emergency Cover
Home Emergency Cover
From leaking pipes to blocked drains, electrical failures to boiler breakdowns, if emergency strikes, having the right insurance can save you time, headaches, and money.
With home emergency insurance from Adrian Flux, you can get your home covered for a wide variety of issues, with tailored cover and flexible payment options, keeping you safe year-round without breaking the bank.
To find out more about our home emergency cover, and all of our home insurance policies, speak to a member of our team today.
Home Keycare
Home Keycare
For just 19.00 a year, we can cover the costs involved with getting back inside your house, whether your keys have been stolen, locked inside your home or vehicle, or lost for 48 hours. We provide you with a fob and can cover all the keys attached to it, including those for your home, car and office.
Our keycare insurance covers the cost of replacing your keys, changing the locks, and hiring a locksmith up to a value of £1,500 per fob per year.
Better yet, there’s no excess to pay; all you have to pay is the annual charge of 19.00.
For more information and to add keycare to your policy, speak to a member of our team today.
Home Legal Protection
Home Legal Protection Insurance
There are 50,000 reasons why home legal protection cover, or family legal protection, is a smart idea.
Home legal protection cover provides peace of mind against the threat of being sued and, in the event that you have to pursue a civil claim, it will provide cover for your legal expenses, up to a certain amount.
Home legal protection provides up to £50,000 indemnity for you and the people that matter to you: the family you live with, your spouse or partner, your parents or parents-in-law, and your children under the age of 21.
There are four main areas of cover: Personal Injury, Your Home, Services & Personal Property and Employment.
