What is car transporter or transporter trailer insurance?
If you regularly transport cars, dirt bikes, go-karts, or any other type of vehicle, a transporter trailer can come in handy. Transporter trailer insurance helps cover your trailer against accidental loss, damage, theft or attempted theft.
Although car trailer insurance isn’t a legal requirement, taking out a policy helps prevent costly charges should you be involved in an accident.
Get a Car Transporter Trailer Insurance Quote
Does my car insurance cover towing a transporter trailer?
Car insurance policies usually only offer third party cover for the trailer being towed. This means that you could be left out of pocket if your trailer gets damaged or stolen.
Taking out a separate transporter trailer insurance policy gives you peace of mind. Our cover protects against theft, fire, accidental damage or public liability as standard.
How much is car transporter trailer insurance?
The cost of your transporter trailer insurance depends on several factors, including whether you’ve towed a trailer or caravan before. As a result, it can be difficult to estimate your car trailer insurance costs. If you’d like a quote, get in touch with us.
Get a Car Transporter Trailer Insurance Quote
Why choose Adrian Flux for transporter trailer insurance?
Adrian Flux offers customers competitive car trailer protection. This covers the following:
- Up to £1 million public accident liability cover as standard
- Valid for the policyholder, any named driver and any member of the family who resides with the policyholder and has a valid licence
- Ideal for car enthusiasts attending festivals, competitions and car events
- Discounts for members of the Motorsports UK members (previously MSA)
- Green card cover for all EU countries for 30 days
- Suitable for eBay buyers and sellers who regularly transport oversized goods
- Replacement as new: we can replace trailers under three years with one of the same make, model and specification (if available) should your trailer be lost, destroyed, or the cost of repairing it would be more than its insured value
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Can you cover other types of trailers too?
Yes, we can provide cover for all types of trailers, including flatbeds, horseboxes, boat trailers, and more.
FAQs
Am I allowed to tow a trailer?
You’re allowed to tow a car trailer if you’ve passed your driving test, but please note that the towing allowance will differ depending on when you passed your driving test (i.e. before or after the 1st January 1997).
Before 1st January 1997
You’re usually allowed to drive a vehicle and trailer combination with a maximum authorised mass (MAM) of 8,250kg. Please note that the MAM is the limit for how much the vehicle and trailer can weigh when it’s loaded.
After 1st January 1997
You can:
- Drive a car or van with a MAM of up to 3,500kg and tow a trailer with a MAM of up to 750kg.
- Tow a trailer with a MAM higher than 750kg, as long as the combined MAM of both the vehicle and trailer does not exceed 3,500kg.