What is a cob house?
Cob is a traditional mixture of straw, sand and clay and has been used to construct houses and other buildings around the world for thousands of years.
As a strong, versatile material and a great insulator with an attractive earthy finish, cob continues to be a very popular choice today for both traditional buildings and modern eco-houses. They have a long tradition in Cumbria and South West England, though they can be found elsewhere too.
Why do cob houses need specialist insurance?
Whether you have bought a complete build or are putting the finishing touches to your own, you’ve likely faced issues getting insurance for your cob house. The uncommon construction methods that give cob houses their unique look and great strength can also pose a problem with finding insurance as many insurers will consider you a high risk.
This is because cob houses face unique issues, with many becoming damaged if they’re exposed to too much water or damp. And if they do become damaged, it can be difficult to find tradespeople who are able to repair them since they’re so rare in the UK, which in turn drives up the costs of work.
At Adrian Flux, we understand the appeal of these properties and so can still offer you cover.
Get a Cob House Insurance Quote
How much is cob house insurance?
When you take out cover with a specialist insurance broker like us, you might be surprised by how affordable your cover can be. We work with a wide range of insurers, giving us access to insurance schemes you might not be able to find elsewhere, to help you get a better deal on your premium.
Why choose Adrian Flux for cob wall house insurance?
Whilst some insurance companies might think your cob building is a high insurance risk due to its non-standard construction, at Adrian Flux we recognise that thousands of years of expertise have gone into perfecting your build. As a result, we view cob homes a little differently and are able to provide a quote where others cannot.
- Tailored cover to suit your unique property
- Cover for all types of cob houses, including listed buildings, self-built properties and eco homes
- Discounts for alarms and additional security
- Discounted premiums when taking out combined buildings and contents cover
- Monthly or annual payment options
Extra Benefits
Travel Insurance
Flexible Travel Insurance
Whether you’re lounging on the beach or hitting the slopes, having the right travel insurance can mean the difference between the holiday of a lifetime and a financial headache.
Providing up to £5,000 if your trip is cancelled or cut short, up to £15million medical expenses, £250 money and document cover, £2,000 baggage cover, and £2million personal liability insurance, you’ll be fully covered, no matter what happens.
Click find out more to get more information, or speak to a member of our team today to get your quote.
Gadget Insurance
Gadget Insurance
Is there anything more annoying than your mobile phone breaking, or your laptop deciding not to turn on?
Gadgets have virtually become an extra limb in the 21st century, so why wouldn’t you protect your mobile phone, laptop, games console or tablet in the same way you would protect your home or car?
For as little as 49.99 per year, you can have peace of mind that your gadgets are insured, should they be damaged, suffer a mechanical failure or stolen, wherever you are in the world and are covered up to £1,500 per claim without affecting your home insurance no claims bonus. Whatsmore there are no limits on the amount of gadgets on your policy.
Adrian Flux specialists have access to a national network of companies so you can be confident of getting a fast and efficient service, should the worst happen to your gadgets.
Home Emergency Cover
Home Emergency Cover
From leaking pipes to blocked drains, electrical failures to boiler breakdowns, if emergency strikes, having the right insurance can save you time, headaches, and money.
With home emergency insurance from Adrian Flux, you can get your home covered for a wide variety of issues, with tailored cover and flexible payment options, keeping you safe year-round without breaking the bank.
To find out more about our home emergency cover, and all of our home insurance policies, speak to a member of our team today.
Home Keycare
Home Keycare
For just 19.00 a year, we can cover the costs involved with getting back inside your house, whether your keys have been stolen, locked inside your home or vehicle, or lost for 48 hours. We provide you with a fob and can cover all the keys attached to it, including those for your home, car and office.
Our keycare insurance covers the cost of replacing your keys, changing the locks, and hiring a locksmith up to a value of £1,500 per fob per year.
Better yet, there’s no excess to pay; all you have to pay is the annual charge of 19.00.
For more information and to add keycare to your policy, speak to a member of our team today.
Home Legal Protection
Home Legal Protection Insurance
There are 50,000 reasons why home legal protection cover, or family legal protection, is a smart idea.
Home legal protection cover provides peace of mind against the threat of being sued and, in the event that you have to pursue a civil claim, it will provide cover for your legal expenses, up to a certain amount.
Home legal protection provides up to £50,000 indemnity for you and the people that matter to you: the family you live with, your spouse or partner, your parents or parents-in-law, and your children under the age of 21.
There are four main areas of cover: Personal Injury, Your Home, Services & Personal Property and Employment.
