Struggling to get cover for your flat-roofed property?
Many insurance providers don’t have the knowledge to insure flat roofs, which is why you might have struggled to secure property insurance that includes cover for your flat roof. That’s where we come in. At Adrian Flux, our knowledgeable team can help secure you cover for your unique property, whether it’s your home or a business.
“Our home is only 200m from a river and also has a 100% fibreglass roof, so insurers are often wary of giving us cover, at least at a reasonable price. When we tried Adrian Flux, we were delighted that they understood our requirements immediately and also quoted us a great price.” Mr M, G82
Get a Flat Roof Home Insurance Quote
What is flat roof home insurance?
This is a specialist type of non-standard home insurance It takes into account sudden, unforeseen damage linked to flat-roof exposures, such as:
- Water pooling that can lead to sudden ingress after a storm
- Storm or impact
- Greater exposure to adverse weather events
- Elevated security vulnerabilities due to easier access
What counts as a flat roof?
If your roof has a slope of 10 degrees or less, your roof is likely to be considered flat by insurance providers. Even if your home only has a flat roof on part of your property, this still counts and should be declared.
How do I calculate the flat roof percentage for insurance?
If you’ve recently purchased your property, this information should be readily available to you in the home buyer’s survey. You can also ask a qualified surveyor or builder to calculate the percentage of the roof that is flat.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Does having a flat roof increase home insurance?
In a lot of cases, yes – if your property has a flat roof, it’s likely that your home insurance quote will be more expensive than houses with a typical pitched roof in your area. This is because these non-standard constructions are more prone to leaks, damage and other issues.
We can help get you covered at a great price, especially when you speak with our household insurance experts over the phone.
How can I reduce the costs of my cover?
If you own a home with a flat roof, there are a number of ways you can keep your insurance costs relatively low:
- Speak with us directly: did you know that [[ FLUX_AVG_SAVING ]] of online customers could have got a more affordable quote if they’d given us a call in [[ FLUX_AVG_SAVING_DISCLAIMER_MONTH ]]? Give our expert team a call to see how much you could save.
- Keep your roof in good condition: ensure you maintain your flat roof regularly. Your insurance provider might also request that you get the roof inspected by a professional annually.
- Ensure your drains are in good working order: a well-maintained drainage system will help prevent water from pooling on your roof.
- Secure your home: having a robust security system in place will help prevent burglaries in your home, which can reduce your premium. Make sure any high-risk areas of your flat roof are covered on CCTV or any other security devices too as this will help insurers view you as a lower risk.
- Combined contents and buildings cover: taking out combined buildings and contents home insurance with us is more affordable than taking out separate policies, so let us know if you need both.
Get a Flat Roof Home Insurance Quote
Why choose Adrian Flux for flat roof building insurance?
Whether you live in an Art Deco property, a block of flats or a contemporary self-build, a flat roof can cause issues when you’re looking to get home insurance at a reasonable price. This is where Adrian Flux can help. Our home and contents cover ensures that your home is adequately covered in the event of a mishap – all at a price we think you’ll like.
Our flat roof building insurance cover includes all the features you need and expect from a high-quality insurance policy, including:
- Full cover for properties with flat roofs, including period and listed properties
- Domestic assistance helpline with advice and contact details for tradespeople
- Separate buildings or contents cover or combined cover available
- Cover for storm damage to your flat roof
- Easy payment by credit or direct debit
- Monthly or annual payment plans available
FAQs
Does home insurance cover flat roof leaks?
Yes, if you’ve taken out a policy specifically for flat-roofed homes, your insurance policy should cover the risks associated with these types of properties, including escape of water leaks.
How do I know if my flat roof is covered by my insurance?
You’ll have to check your policy to find out if your flat roof is covered. If you can’t find the information, it’s a good idea to call your insurance provider to find out.
If you’ve already purchased home or buildings insurance through us, give us a call on 0344 381 6505 and we can take a look for you.
Do detached garages count as flat roofs for insurance?
Yes, any building with a flat roof on your property will count as a flat roof. If your garage is the only part of your property with a flat roof, your home’s flat roof percentage could be fairly low, so your insurance is likely to be affordable.
Extra Benefits
Travel Insurance
Flexible Travel Insurance
Whether you’re lounging on the beach or hitting the slopes, having the right travel insurance can mean the difference between the holiday of a lifetime and a financial headache.
Providing up to £5,000 if your trip is cancelled or cut short, up to £15million medical expenses, £250 money and document cover, £2,000 baggage cover, and £2million personal liability insurance, you’ll be fully covered, no matter what happens.
Click find out more to get more information, or speak to a member of our team today to get your quote.
Gadget Insurance
Gadget Insurance
Is there anything more annoying than your mobile phone breaking, or your laptop deciding not to turn on?
Gadgets have virtually become an extra limb in the 21st century, so why wouldn’t you protect your mobile phone, laptop, games console or tablet in the same way you would protect your home or car?
For as little as 49.99 per year, you can have peace of mind that your gadgets are insured, should they be damaged, suffer a mechanical failure or stolen, wherever you are in the world and are covered up to £1,500 per claim without affecting your home insurance no claims bonus. Whatsmore there are no limits on the amount of gadgets on your policy.
Adrian Flux specialists have access to a national network of companies so you can be confident of getting a fast and efficient service, should the worst happen to your gadgets.
Home Emergency Cover
Home Emergency Cover
From leaking pipes to blocked drains, electrical failures to boiler breakdowns, if emergency strikes, having the right insurance can save you time, headaches, and money.
With home emergency insurance from Adrian Flux, you can get your home covered for a wide variety of issues, with tailored cover and flexible payment options, keeping you safe year-round without breaking the bank.
To find out more about our home emergency cover, and all of our home insurance policies, speak to a member of our team today.
Home Keycare
Home Keycare
For just 19.00 a year, we can cover the costs involved with getting back inside your house, whether your keys have been stolen, locked inside your home or vehicle, or lost for 48 hours. We provide you with a fob and can cover all the keys attached to it, including those for your home, car and office.
Our keycare insurance covers the cost of replacing your keys, changing the locks, and hiring a locksmith up to a value of £1,500 per fob per year.
Better yet, there’s no excess to pay; all you have to pay is the annual charge of 19.00.
For more information and to add keycare to your policy, speak to a member of our team today.
Home Legal Protection
Home Legal Protection Insurance
There are 50,000 reasons why home legal protection cover, or family legal protection, is a smart idea.
Home legal protection cover provides peace of mind against the threat of being sued and, in the event that you have to pursue a civil claim, it will provide cover for your legal expenses, up to a certain amount.
Home legal protection provides up to £50,000 indemnity for you and the people that matter to you: the family you live with, your spouse or partner, your parents or parents-in-law, and your children under the age of 21.
There are four main areas of cover: Personal Injury, Your Home, Services & Personal Property and Employment.
