What is land liability insurance?
Land liability insurance, otherwise known as landowner’s liability insurance or land insurance, is a type of cover that protects you as a landowner against any third-party claims made against you as a result of someone getting injured or their belongings getting damaged while on your property. This includes slips, trips and falls that occur on your land.
Get a Land Liability Insurance Quote
Do I need land insurance?
Although taking out land liability insurance isn’t a legal obligation, it’s usually in your best interest to do so and could save you money in the event something happens on your property. Even if the land isn’t generally open to the public, mistakes can still happen.
Which types of land can you cover?
We offer cover for various types of land, including:
- Arable land
- Allotments
- Smallholdings
- Small areas of agricultural land
- Private car parks (including those owned by individuals or used by offices and blocks of flats)
- Development sites
- Grazing land
- Moorland
- Private roads
- Unadopted roads
- Residential land (such as large gardens and personal ponds)
- Shared residential land
- Rough country
- Woodland areas
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just 70.00 a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just 23.00 a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as 15.00.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Who can you cover?
We specialise in insuring land used for private, rather than commercial, purposes. Whether you’re the sole landowner or part of a group, not-for-profit management company or residents’ association, we can help find you the right cover.
- Flexible cover that can be tailored to your needs
- Up to £5 million of liability cover
- Cover for up to 45 acres of land
- Various types of land covered
- Cover for private and public land
- Flexible payment options
- Covers against third-party injury or damage
How much is land liability insurance?
It can be difficult to provide an estimate for how much your cover will be as the cost of your land insurance policy depends on a number of factors, including the type, size and location of the land, whether it’s owned outright or jointly owned, the level of liability cover you need, how often it’s maintained, and more.
Rest assured that our relationships with insurers provide us with access to a number of different policies to help you find cover that suits both your budget and your needs. If you want a better idea of how much your landowner’s liability insurance will be, speak with our UK-based team today.
