What is modified van insurance?
Modified van insurance is a specific type of insurance that covers vans that have been altered after they’ve left the factory. Modifications can range from something as small as parking sensors to something as big as a complete refurbishment aiming to turn a van into a campervan.
A specific modified van insurance policy helps ensure that your vehicle is covered and you’re paying the correct premiums.
What counts as a modification?
- Improvements to engine performance
- Tow bars and roof racks
- Upgraded tyres and alloy wheels
- Converting your van into a motorhome
- Body kits
- Spoilers
- Changes to the suspension
- Parking sensors
- Changes to the interior of the van
- In-car entertainment (ICE) system
Benefits of Modified Van Insurance with Adrian Flux
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Personal Accident
Personal Accident Cover
Personal accident cover, also sometimes referred to as auto extra cover, can be hard to find, and while you may believe your insurance covers you for all injuries, this is not the case.
While nobody likes to think of the possibility of being seriously injured in an accident, unfortunately it can happen. Adrian Flux can offer you personal accident cover, if you are unfortunate enough to suffer a bodily injury in the event of an incident and you can’t claim compensation from another party.
We will pay you an amount to help you financially following an injury the sum insured for any of the following: accidental death, total and permanent loss of sight in one or both eyes, loss of a limb or permanent disability. The policy will cover you for up to £100,000 for any one accident causing bodily injury, in line with warranties and conditions.
Get a Modified Van Insurance Quote
Will modifying my van increase insurance costs?
Not necessarily; some modifications can actually improve your van safety, which will usually reduce your insurance premiums. It’s always worth checking with your insurance broker or insurer to find out how a modification will impact your insurance quote. You can also reduce insurance premiums by:
Take out a limited mileage policy, especially if you don’t drive your modded van all that often – ask us about our limited mileage policies.
Keep your van in the garage as this will prevent it from getting stolen or vandalised.
Install additional security features like immobilisers or trackers to prevent your van from being stolen or help recover it if it is taken.
Join a members club or forum as this can cut insurance costs by up to 15%.
Keep your van in the garage as this will prevent it from getting stolen or vandalised.
Take out a limited mileage policy, especially if you don’t drive your modded van all that often – ask us about our limited mileage policies.
Install additional security features like immobilisers or trackers to prevent your van from being stolen or help recover it if it is taken.
Join a members club or forum as this can cut insurance costs by up to 15%.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Can you cover my van while I’m modifying it?
If you’re in the middle of modifying, customising or converting your van, we can offer build-up insurance. This helps protect your van against accidental damage, fire or theft while it’s being worked on and also covers you if you want to drive your vehicle around.
Once changes are complete, we can then put you on a modified van insurance policy so you get the right cover throughout the whole process.
Do I need to declare all van modifications?
Cover for all modified vans
